Stock and Bond Line of Credit
Abel Commercial Funding can offer a line of credit based on your stock/bond portfolio. This versatile line of credit is securities-based, and is designed for commercial real estate investors, franchise owners, and to leverage acquisitions of existing businesses. We can also convert the line of credit into a long-term loan, as well.
At Abel Commercial Funding, we understand the challenges entrepreneurs face when trying to secure financing from traditional lending sources. Our stock portfolio lending program is an alternative to the limitations, prohibitive financial and credit requirements, and lengthy process of conventional bank loans.
Fast and Efficient
Our Stock Portfolio Program is easy and fast, with fund being made available from your new line of credit in 7 days. Rates on this line are interest only, and fall between the WSJ prime rate and a point over. FICO score does not determine the size of the loan, or the rate. This line of credit gives access to capital without incurring a sale on any of the appreciated assets within your portfolio, which is very tax efficient.
With our stock portfolio lending program, a transfer of title is not required to get access to this type of funding. Our partners are some of the highest profile, fully-licensed SIPC/FINRA institutions on Wall Street, and the world abroad. Your stock portfolio will continue to gain interest, dividends, and any other potential appreciation. The total value of your portfolio is only used as collateral for a loan, and the basis for a line of credit.
Our Stock Portfolio Lending Program Includes:
- Secure account management by top level certified brokerage members
- Performance-based line of credit grows with your portfolio
- No loss of ownership, trading restrictions, or title transfers
- Up to 90% LTV on cash
- Up to 85% LTV on bonds
- Up to 80% LTV on stocks
- High-end assets (such as luxury automobiles, watercraft, and aircraft) can be used
- Portfolio minimum of $85K
If you need working capital, but do not want to sell off a portion of your portfolio, Abel Commercial Funding can offer a line of credit based on the value of your financial holdings. This gives business owners and commercial real estate investors the ability to get the funding they need, regardless of prior borrowing history or credit ratings.
Let your stocks do the work
Abel Commercial Funding offers the financing you need, when conventional lending sources cannot. If you would like to learn more about our stock portfolio program, or any of our other products and solutions, do not hesitate to contact us today.