Commercial Real Estate Financing
We Secure Commercial Real Estate Financing for Construction, Property Acquisition and More
At Abel Commercial Funding, we know that part of successful investing is directly related to smart real estate investing. We offer a variety of commercial real estate financing options to help individual and groups of borrowers obtain commercial properties. No matter how big or small your transaction may be, we can help to structure the right type of financing solution for your needs. We offer a variety of both recourse and non-recourse options, in addition to our extensive program choices.
Are you in need of financing in order to build up your commercial property? We may be able to help if your sponsors or principles have adequate equity and experience. Our loan amounts often range from $10,000,000 to $100,000,000.
CMBS Conduit Loans
$1,000,000 – $50,000,000
- Very low interest rates
- Non-recourse debt structuring.
- Fixed terms of 10 years
- 30 year amortizations
Obtaining commercial mortgage backed securities (CMBS) loans has been quite difficult since the economic crash of 2008. Abel Commercial Funding has contact with the banks still offering these loans, which can be a great option for those looking to invest in shopping center, retail, office, multifamily and franchised hotel properties.
Stated Income Loan
Securing a loan from a traditional financing source in today’s economy is not always easy. New rules and regulations can make it difficult for business owners to purchase or refinance commercial property with a commercial loan from a bank. At Abel Commercial Funding, we offer stated income loans designed to help our clients get the financing that they need to meet the demands of the fast-paced commercial real estate market.
Advantages of Obtaining A Stated Income Loan
When working with a bank to obtain a loan, businesses have to provide huge amounts of documentation proving their income and good credit. The requirements for a stated income loan from Abel Commercial Funding are simpler to meet and to understand. As long as the income value of a property can cover taxes, mortgage and insurance, approval is practically guaranteed.
- Owner and Non-Owner Occupied Properties
- Loan sizes from $50,000 to $5,000,000.
- Up to 75% LTV – Up to 80% with seller held second
- Cross collateralization allowed for higher LTV
- 600 Credit score to qualify
- No up-front fees
- 3,5,7,8,10,15,25,30 year fixed w/rates from 6.99%
- Purchase, refinance, and cash-out refinance (limits on cash-out)
- Interest only programs available
- Closing in 3-4 weeks
HUD and FHA Loans
$2,000,000 – $50,000,000
- Full Amortization
- Long terms
- Very low fixed rates.
If you’re looking for long-term loans featuring full amortization and fixed rates, then FHA or HUD loans might be the answer. Consider these programs if you’re acquiring, refinancing or newly constructing or rehabilitating the following:
- Healthcare facilities
- Multifamily rental units
- Senior housing